Every year, the seniors of GSBLSU take part in the Bank Management Simulation course, a computer-based program that is specifically designed to provide students with a look into management and the decision-making process in specific banking areas, such as investments, funds management, risk management, loans, and asset/liability management.

BMSim is an intensive computer-based educational experience, which serves as the capstone course of our school during students’ final year of instruction.  The class is divided into management teams in six communities to operate simulated banks, and those teams concern themselves with the results of their individual banks, while competing with other banks within their communities.  All teams begin with the same, base-line financial situation – a hypothetical bank with a variety of management and financial challenges – and, during the two-year simulated period, make a wide range of “quarterly” decisions involving all aspects of bank management and operations.  Through computerized analysis, the teams are able to immediately observe the results of their decisions.

The apex of the competition is a verbal presentation to a panel of judges (acting as shareholders and comprised of active or retired actual bank CEOs and examiners) who evaluate the quality of the performance of all teams and select one winner from each community.  Criteria for selection consists of team organization, consistency of performance, bank earnings, the team’s ability to report results to shareholders, and the position of the simulated bank for the future.

The winners in each simulation are recognized, along with their home bank’s president and CEO with a letter and certificate of recognition honoring their outstanding work during the Bank Management Simulation.  We are pleased to share the team winners that were announced at graduation on June 2, 2023.


A3 Jared Hicks Bank of Montgomery
A3 Melissia Preston First Federal Savings & Loan
A3 Ledale Reynolds The Citizens Bank
A3 Grant Thurman First National Bank of TN
A3 Joshua Whitehead First Bank
B2 Montay Calloway Tennessee State Bank
B2 Darren Hill Home Bank
B2 Kasey Milby Molloy Chesapeake Bank
B2 Armando Alberto Perez Saldivar Banorte
B2 Luke Roberson The First Bank
B2 Kevin Vaughn GA Dept. of Banking & Finance
C1 Jon Anderson Truist
C1 Jason Bone First State Community Bank
C1 Madison Lamb Bank of Dawson
C1 Brad Melton Atlantic Union Bank
C1 Dalton Southerland Farmers National Bank
C1 Drew Whitlow Progress Bank
D2 Michael Glaser TN Dept. of Financial Instit.
D2 Jeremy Guidry JD Bank
D2 Jamie Johnson Chesapeake Bank
D2 David McLeod Citizens Bank
D2 Heidi Mouret The First National Bank
D2 Brent Williams Drummond Community Bank
E1 Jonathan Blackledge Ameris Bank
E1 Aaron Blair TN Dept. of Financial Instit.
E1 Paul Dowdle MS Dept. of Banking & Consumer Finance
E1 Octavio Hernández Marín Banorte
E1 Elizabeth McElyea Farmers State Bank
E1 Brandon Noel Landmark Bank
F4 Jason Hayes Citizens Bank & Trust
F4 Ashley Kirk German American Bank
F4 Logan Lambert Bank of Montgomery
F4 Jeff Luker Commercial Capital BIDCO
F4 Gloria Rosales Banorte