Graduate School of Banking at Louisiana State University


The 2022 faculty of the Graduate School of Banking consists of experienced bankers, academicians, regulatory officials, attorneys and others who have expert knowledge of their subject areas and who have the ability to teach other professionals. Approximately fifty-one faculty teach at the School, and some have been associated with the program for many years. Faculty and courses are critically evaluated to assure that banker-students receive the best possible professional education.

and Experts

J. Michael Allen

Mike Allen serves as EVP, Director of Real Estate Credit Risk at Cadence Bank in Atlanta, GA.  Prior to the January 2019 merger with Cadence Bank, Mike served as EVP, Senior Credit Officer of State Bank and Trust Company in Atlanta.  He also served as Director of Special Assets Division of State Bank. Mike’s banking experience spans 42 years having worked with several banks in various capacities including retail, consumer, commercial, special asset remediation and credit.  He is also a partner in the bank consulting firm, Accello Advisors. Founded in 2020, Accello Advisors is led by a team of credit, technology, and accounting executives with more than 60 years of experience in roles such as EVP Sr. Credit Officer, Director of Special Assets Division, Director of Strategic Planning, Director of Product Management, Controller, and Sr. Change Manager.  The firm’s specialties include Credit Management (including classified/criticized loan remediation), ALM/FTP reviews, Technology Implementations (core, GL, ERP), Succession Planning, and Leadership Training. The team is devoted exclusively to management advisory services for banks, bank holding companies, and financial technology providers.

Mike currently serves on the Credit Committee for the Georgia Bankers Association, where he also serves as an instructor leading seminar on loan documentation, analyzing financial statements and asset based lending.  He also serves on the Georgia Bankers Association Graduate Banking School Board of Directors.  He is also a member of the faculty at the University of Georgia Banking School sponsored by the Georgia Bankers Association.  Mike is also a member of the faculty at the Graduate School of Banking at Louisiana State University where he teaches Troubled Asset Resolution.  He is a 1991 graduate of the school.  He was the 2017 recipient of the T. Eugene Spragens President’s award, an award presented annually by the LSU Graduate School of Banking to an outstanding faculty member.  Mike also serves on the Executive Committee of the LSU Graduate School of Banking as President Elect.  Mike is an accomplished presenter and speaker having conducted many seminars, workshops and been an invited guest speaker at GBA and Federal Reserve Bank of Atlanta programs.  He is a member of Lakewood Baptist Church in Gainesville.  He has served in numerous capacities with United Way.  Mike is a former Board Member of the Greater Hall County Chamber of Commerce and served as Vice Chairman of the South Hall Business Coalition.  He attended Georgia College and State University from 1976-1978 where he received a BBA and from 1980-1982 where he received an MBA.

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Paul Allen

Paul Allen is a shareholder in the Financial Institutions Advisory Group of Saltmarsh, Cleaveland & Gund and the shareholder in charge of the firm’s Orlando office. He has over 25 years of public accounting and senior management experience, primarily serving financial institutions. Prior to joining Saltmarsh, Paul worked with an international accounting firm and served in various senior management roles with several financial institutions, including Chief Financial Officer.

Paul has extensive experience advising clients on accounting and financial reporting matters, enterprise risk management, asset liability management, mergers and acquisitions, and strategic planning. He has served on several boards, and serves on the Faculty of various banking schools, including the Florida Bankers Association Florida School of Banking at University of Florida, the Iowa School of Banking, the North Carolina School of Banking and the Graduate School of Banking at LSU.

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Mike Ayotte

Carl J. Chaney

Carl Chaney has been Executive Chairman of Beach Community Bank since July 2018. He has served as the Chief Executive Officer of First NBC Bank and First NBC Bank Holding Company since February 2017, and he has been President of First NBC Bank and First NBC Bank Holding Company since April 2017. He also serves as Vice-Chairman at JTS Capital Group, and he is Executive Chairman of BCB Capital Group. He has been the President of Hancock Bank of Mississippi, Louisiana, Florida, and Alabama since December 2008. Mr. Chaney has been President of Hancock Bank since December 2008 and also serves as its Chief Executive Officer. He has been an Executive Vice President at Hancock Bank (Gulfport, MS) since 2001.

Carl has more than 30 years of leadership experience in the banking and financial services sector with a proven track record of building high-performing businesses. He served as the Chief Financial Officer of Hancock Bank (Gulfport, MS) from 1998 to March 2007. He served as the Chief Executive Officer of Hancock Whitney Corporation (formerly, Hancock Holding Company) and Hancock Whitney Bank from 2006–2014. He served as President of Hancock Holding Company from 2008–2014. He served as an Executive Vice President of Hancock Bank and Hancock Holding Co. from 2001–2008. He served as Chief Financial Officer of Hancock Holding, Co. and Hancock Bank from 1998–2007. Mr. Chaney served as Senior Vice President of Hancock Holding Co. and Hancock Bank from 1999–2001. Prior to joining Hancock Holding Company, he served as Partner and Director of the law firm, Watkins Ludlam Winter & Stennis, P.A. in Jackson Mississippi from 1995–1998, where he specialized in Investment Banking and Merger and Acquisitions in the Banking Industry.

He has served as a Director at the Orleans Branch of the Federal Reserve Bank of Atlanta since 2012; Mississippi Power Co. since 2009; Hancock Bank of Florida since 2003; and Hancock Bank of Alabama since 2007. He served as Director of Hancock Holding Company from 2006 –2014. He is a University of Mississippi honors graduate with banking and finance degree and a Juris doctor.

A faculty member at the Mississippi School of Banking and the Graduate School of Banking at LSU, Carl received the Eugene Spragens President’s Award for teaching excellence from the Graduate School of Banking at LSU.

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James R. Clarkson

Jimmy Clarkson received his BA degree in Economics from Clemson University in 1973. He graduated from the Graduate of School of Banking of the South (GSBLSU) in 1985. Jimmy began his banking career with the National Bank of South Carolina in Sumter, South Carolina in 1973. He later served as Vice President & City Executive Officer for Horry County National Bank/Southern National Bank in Loris, South Carolina from 1980–1987. He later served as President & CEO of Horry County State Bank & HCSB Financial Corporation in Loris, South Carolina from 1987–2016. He then assumed the role of Market President for First Reliance Bank in Loris, South Carolina from 2016–2018.

Jimmy is a past director of the South Carolina Bankers Association and Independent Banks of South Carolina. He is currently a director for Horry Telephone Cooperative, Inc. in Conway, South Carolina. Jimmy has served as a BankExec Instructor at the South Carolina School of Banking 1991, and he has served the school as a Chairman, Director, and Course Coordinator. Jimmy has served as a BankSim Instructor at Graduate School of Banking at LSU since 2001.

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Brandon N. Cline, Ph.D.

Dr. Brandon Cline is the John “Nutie” and Edie Dowdle Associate Professor of Finance and Co-Director of the Institute for Market Studies at Mississippi State University. His research focuses on insider trading, executive compensation, equity offerings, and corporate governance, and his work has been published in numerous finance journals, including the Journal of Financial Economics, Financial Management, Journal of Corporate Finance, Journal of Banking and Finance, Journal of Empirical Finance, The Journal of Financial Research, and The Financial Review.

Brandon has received invitations to present his work at prestigious conferences such as the American Finance Association, and he has also received various research awards including the 2014 Wharton School-WRDS Outstanding Paper in Empirical Research, the 2012 Journal of Financial Research Outstanding Article Award, the 2010 Eastern Finance Association Outstanding Paper Award, the 2009 Eastern Finance Association Outstanding Paper Award, the 2008 Southern Finance Association’s Outstanding Paper Award in Corporate Finance, and the 2017 Mississippi State College of Business Faculty Research Award. His research has also been the subject of feature stories in Fortune, The Wall Street Journal, Harvard Business Review, Bloomberg Radio, NPR’s The Hidden Brain, FoxBusiness, CNNMoney, RealClearMarkets, and the Harvard Law School Forum on Corporate Governance and Financial Regulation.

Prior to joining Mississippi State University, Brandon taught both graduate and undergraduate courses in corporate finance and financial derivatives at Clemson University and West Virginia University. In 2006, Brandon received the Outstanding Finance Faculty Award at The University of Alabama. Brandon is a national officer for Southern Finance Association, and he has served on the faculty of the Graduate School of Banking at LSU since 2016.

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David M. Coyle

David Coyle is a Senior Consultant with Bankers Service Corporation in Lexington, KY. He holds a bachelors degree from the University of Kentucky and he served as Director of the Kentucky Department of Financial Institutions. David has served as an instructor for Graduate School of Banking at LSU BankSim program for over 20 years.

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Ken B. Cyree, Ph.D.

Dr. Ken Cyree is Dean of the School of Business Administration, the Frank R. Day/Mississippi Bankers Association Chair of Banking, and Professor of Finance at the University of Mississippi. His research interests are in banking, financial markets, interest rates, and regulation. His published works have appeared in the Journal of Business, Journal of Banking and Finance, Financial Management, Journal of Financial Research, the Journal of Financial Services Research, the Journal of Financial Markets, and Financial Review, among others. Additionally, he served on the editorial board of the Journal of Business Research and he is currently an associate editor at the Journal of Financial Research. He is the former president and vice president of the Southern Finance Association, and he also served on the nominating committee for the Eastern Finance Association. He was awarded the Outstanding Teacher of the Year in 2007 and Outstanding Senior Researcher in 2014 for the University of Mississippi School of Business Administration.

Ken has conducted numerous media interviews including National Public Radio, Mississippi Public Broadcasting, ViewPoint television, the Marshall Ramsey Radio Show, the Paul Gallo Show, and the Dave Foster Radio Show. He has been quoted in the Clarion Ledger, the Hattiesburg American, the Mississippi Business Journal, the Tupelo Daily Journal, along with online news sites such as Bloomberg and Fox Business. He has spoken to the Conference of Bank State Supervisors (CSBS), the St. Louis Federal Reserve, the Mississippi Bankers Association (MBA), and testified before the Mississippi State Legislature Banking Committee. He is a board member of the Mississippi Young Bankers Association.

Ken received his doctorate and MBA from the University of Tennessee. He is the Director of the Mississippi School of Banking and a faculty member at the Graduate School of Banking at LSU.

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Stephen David

Stephen David is President & CEO of Peoples Bank in New Roads, Louisiana. He is a graduate of the University of Louisiana at Lafayette, and he completed the Graduate School of Banking at LSU (GSBLSU) in 1990. Stephen is Past President/Chairman of the Louisiana Bankers Association (LBA), and he is the current State Chairman of Governmental Affairs for LBA. He has served the American Bankers Association (ABA) through the Governmental Affairs Council and Membership Council. He is a Past Chairman of Parish Chamber of Commerce; Past President of Parish Catholic School System; and active volunteer in coaching, with over 20 former players earning Athletic Scholarships in various sports. Stephen was a member of the GSBLSU Board of Trustees from 2000-2004, and he served as the GSBLSU President & Executive Committee Member from 2005-2011. He has served as an instructor for the GSBLSU BankSim program for over 22 years.

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Calvin Evans

Cal Evans developed and manages Synovus Financial Corp.’s Credit Market Intelligence initiative in Columbus, Georgia. He is responsible for determining how market factors influence the strategic direction of CRE and C&I lending and serves as an economic advisor for the company. Prior to joining Synovus in 2008, Cal worked as a commercial real estate appraiser and private consultant in the Athens, Georgia area.

Cal earned his BBA in economics in 1997 and his MBA with a dual concentration in real estate and finance in 2005, both at the University of Georgia. While completing the MBA program, Cal taught both undergraduate and graduate level finance at the Terry College of Business at UGA. He serves as a CRE market advisor for the Georgia Association of Assessing Officials and the Medical College of Georgia Foundation. He continues to conduct ongoing educational programs for several governmental, real estate, and educational enterprises. Cal is a faculty member at the Georgia Bankers Association School of Banking at the University of Georgia and the Graduate School of Banking at LSU.

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Mark Faircloth

Mark Faircloth brings over three decades of experience as a successful banker and consultant to his work with Faircloth Performance Partners, serving the banking industry with a range of solutions from management consulting to skill-based workshops.

Mark’s banking experience spans both the retail and commercial sectors, where he served in a variety of front-line sales, management and marketing positions. He is a recognized expert in commercial relationship negotiations. In addition to his day-to-day work with bankers, Mark serves on the faculty of the Graduate School of Banking at LSU, plus several other national and regional banking schools. Mark is also a frequent speaker at industry conferences and his articles have appeared in several national and international financial publications.

Mark is a graduate of the University of Alabama and the Graduate School of Banking at LSU.

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Rita Floyd

Rita Floyd is Director of Organizational Development for Trustmark National Bank in Jackson, Mississippi. She has worked in banking for 34 years in various capacities, but the major portion of this time in the Human Resources field. Her current role involves directing the Learning and Development function which encompasses Career Coaching, Team Effectiveness and Assessment Services, Talent Management, Succession Planning, Performance Management, 360 Degree Multi-rater Feedback, Mentorship and Training.

Rita received her Master’s degree in Human Resources from Liberty University in Lynchburg, Virginia, and she was chosen by the Mississippi Business Journal as one of the 50 leading Business Women in 2009. She extends her work in learning and development beyond the walls of Trustmark by serving as an Adjunct Professor at Mississippi College in Clinton, Mississippi and a professor at the Mississippi School of Banking. She joined the faculty of the Graduate School of Banking at LSU in 2019.

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Jason Henrichs

Jason Henrichs is the CEO of Alloy Labs, a consortium of community and midsize banks working together to drive innovation, adopt technology and make strategic investments. Jason developed the FIRE™ methodology for building and leading an innovation capacity that has been used by over 100 banks of all sizes (and internationally) and is taught at 3 graduate schools of banking.  He co-hosts Breaking Banks, the largest fintech podcast in the world, and is a frequent speaker on financial innovation, regulation and compliance as competitive advantage. He served on the fintech advisory boards for the City of Chicago, the AARP, the Financial Health Network Innovation Lab, and the SXSW Accelerator.

Jason stumbled into financial services in the early 90’s as a manufacturing engineer for Deluxe Corporation. Since leaving paper checks for the digital world, he’s been an entrepreneur, venture capitalist and head of innovation for a public company. In 2008, he co-founded PerkStreet Financial, one of the first challenger banks, helping pave the way for new partnerships between traditional financial service firms and startups.

Jason and his wife are active angel investors in companies that include mobile savings, B2B payments, international payments, compliance, insurance, investment management, fraud detection, analytics and back office tools.

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Gary Higgins

Gary Higgins was a Senior Vice President at Bank of America. Over his 29 year career, Gary served as a Business Control Executive Global Technology & Operations, Risk & Stability Executive for Countrywide Transition, Credit Review Examiner, Audit Director, Portfolio Review Executive, and Risk Executive for the Change Performance Center at Bank of America.

Gary is a graduate of Radford University and he currently serves on the faculty of the Virginia Bankers School of Bank Management at UVA. He has also served on the faculty of the Graduate School of Banking for almost a decade.

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Michael J. Highfield, Ph.D., CFA, CTP

Dr. Mike Highfield is a Professor of Finance and the Robert W. Warren Chair of Real Estate Finance at Mississippi State University. He earned his BBA and MBA from Mississippi State University and later earned his MS in Economics and Ph.D. in Finance from the University of Kentucky. He holds the Chartered Financial Analyst (CFA®) designation from the CFA Institute and the Certified Treasury Professional (CTP®) designation from the Association for Financial Professionals.

A former faculty member at Louisiana Tech University, Mike returned to Mississippi State University in 2005 where he teaches courses in corporate finance, financial modeling, mortgage lending, and real estate investments. He served as the Department Head of Finance and Economics from 2009-2018, and his research has appeared in over 20 peer-reviewed journals. He is a past president of the American Real Estate Society (ARES), and he serves on the board of directors of ARES, the ARES Foundation, the Southern Finance Association, and the Oktibbeha Educational Foundation. Mike is as a consultant for the CFA Institute in Charlottesville, Virginia, chairs the investments committee for the Oktibbeha Educational Foundation, serves on the Investments Committee for the Mississippi State University Foundation, and is the Treasurer for the ARES Foundation. Mike is the Vice President of Curriculum for the Graduate School of Banking at LSU, and he also teaches the school’s first year course in Financial Markets.

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Jack Hubbard

Jack Hubbard is Chairman and Chief Experience Officer at St. Meyer & Hubbard. Jack’s humorous style and street savvy approach have taken him to 49 states where he has served as key note and breakout presenter for state and national banking associations. Jack also serves on the Board of Directors of St. Charles Bank & Trust, a $1 billion community affiliate of Wintrust Financial in Illinois. He is Chairman of the bank’s Customer Experience Committee.

Jack’s content can be seen in ABA Bank Marketing Blog, RAIN Today, The American Banker, The Financial Brand, and RMA Journal. Hubbard is co-author of the bestselling book, Conversations with Prospects, which has become the standard for bank acquisition strategies.

Active on social media, Hubbard manages the popular Business Banking Network and Social Selling for Bankers Groups on LinkedIn and tweets regularly @saleshubbs.

Jack earned a Bachelor’s degree in Radio-TV-Film from Northern Illinois University. He taught over 32 years at the ABA’s School of Bank Marketing and Management. He has instructed at ABA’s Stonier Graduate School of Banking for almost two decades, and he has served on the faculty at Graduate School of Banking at Wisconsin. He also serves as a Section Leader for the GSB Wisconsin Sales and Marketing School. He joined the faculty of the Graduate School of Banking at LSU in 2020 where he teaches a freshman elective course on personal selling.

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Joseph D. Hudgins

Jody Hudgins has served as Senior Executive Vice President and Chief Credit Officer for First Florida Integrity Bank (“First Florida”) since December 2012. His banking career spans over 40 years and includes service as President and CEO of banks in Alabama and Florida for most of his career. Prior to joining First Florida, Jody served as Executive Vice President and Florida Executive for First National Bank of Pennsylvania, overseeing all lending functions in Florida.

Jody began his banking career in 1977 and joined SouthTrust Bank in Decatur, AL as President and Chief Executive Officer in 1986. In 1990, Mr. Hudgins became President and Chief Executive Officer of SouthTrust Bank in Sarasota, FL. In 1991, he joined West Coast Bank in Sarasota as President and Chief Executive Officer which later became First National Bank of Florida, where he served for 14 years.

Jody attended Carson-Newman College, where he received a degree in mathematics. In 1982, he graduated from the University of Virginia’s Graduate School of Retail Bank Management. For over twenty-five years, Jody has served as an instructor at the Florida School of Banking at the University of Florida, teaching courses in Personal Financial Analysis, Commercial Lending, Loan Policy and Review and Bank Simulation. In 2016, Jody was elected to the Charter Review Board for Sarasota County, FL. He is President of the Graduate School of Banking at LSU (GSBLSU), and he has served on the faculty at the GSBLSU for the past 14 years.  In 2019, Jody was appointed by the Supreme Court of Florida to serve on the Board of Governors of the Florida Bar.  The Florida Bar Board of Governors regulate the 110,000 plus practicing attorneys in the state of Florida.

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Rhoshunda Kelly

Rhoshunda Kelly is the Commissioner for the Mississippi Department of Banking and Consumer Finance and is responsible for agency operations and effective supervision of Mississippi’s financial sector.  She has over 19 years of regulatory experience and began her career with the Department as a Bank Examiner Trainee. As a field examiner, she assessed the safety and soundness of Mississippi state-chartered banks serving as Examiner-in-Charge and relationship manager.  She served as the Director of Bank Supervision, responsible for effective supervision and examination processes for all Mississippi state-chartered banks and credit unions.

Kelly was appointed Deputy Commissioner in 2014.  In this capacity, she was responsible for supervisory oversight of bank and nonbank activities (including mortgage and consumer finance industries), the implementation of new legislation/regulation, effective coordination of examination policies and practices between the state and federal regulators and review of all merger, acquisition and de novo activity.

Rhoshunda received her undergraduate degree in Business with a concentration in Banking and Finance from Mississippi State University and is a graduate of the School of Banking at Louisiana State University.  She is also an honor graduate of American Bankers Association Graduate Trust School.  Kelly is a Certified Public Manager and a Certified Examinations Manager.

Kelly is active in the Conference of State Bank Supervisors (CSBS), serving on the CSBS Board of Directors, State Supervisory Processes Committee, Non-Depository Supervisory Committee, Finance, Compensation and Benefits Committee, and the Performance Standards Committee.   Kelly was named a 2019 Leader in Finance by Mississippi Business Journal.

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David Kohl, Ph.D.

Dr. Dave Kohl is Professor Emeritus of Agricultural Finance and Small Business Management & Entrepreneurship at Virginia Tech University. He taught in the Agricultural and Applied Economics Department for 25 years.

Dave currently energizes agricultural lenders, producers, and business people with his keen insight into the agricultural industry gained through extensive travel, research, and exposure during his career. He has traveled over 10 million miles in his career; conducted more than 6,500 workshops and seminars for agricultural audiences; published more than 2,250 articles; and writes for many leading publications. Dave was recently inducted into the Virginia Tech College of Agriculture and Life Sciences Hall of Fame, and his personal involvement with agriculture and interaction with key industry players provide a unique perspective into future trends of the agricultural industry and economy.

Dave received his associate’s degree from Jefferson Community College, bachelor’s degree from Oswego State University, and his graduate degrees at Cornell University. He has received 11 major teaching awards while educating more than 10,000 students. He also earned 25 major extension and public service awards from Virginia Tech, Cornell University, and state and national organizations. Dave is a two-time recipient of the prestigious American Agricultural Economics Association’s Distinguished Teaching Award, one of only five professors in the 100-year history of the association to receive the award twice.

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Mark Krawczyk, CTP

Mark Krawczyk has over forty years of management experience in banking, corporate and municipal finance, treasury operations, and human resources. Mark is the principal and owner of his own firm, CZYK & Associates. Through his company, Mark provides a unique insight into the workings of treasury operations, change management strategies, ACH applications, and financial/ treasury management strategies to clients and audiences around the country. Through numerous writings, lectures, seminars and speaking engagements, Mark brings a unique, insightful and, many times, humorous perspective to a number of issues facing corporate America today. He is actively sought as an entertaining and informative conference keynote speaker.

Mark received both his undergraduate degree and MBA in Finance from Oklahoma State University. He currently serves as the Director of Finance for the City of Hermiston, Oregon. He is a Certified Treasury Professional (CTP), has twice served on the Board of Directors of the Association for Financial Professionals (AFP), and has served as a faculty member for the Graduate School of Banking at LSU for over 20 years.

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Stephen Lacewell, PhD.

Dr. Steve Lacewell is the Alumni Association Distinguished Professor of Finance and Director of the Center for Banking and Finance at Murray State University. Steve previously worked as a National Bank Examiner for the Office of the Comptroller of the Currency and he served as an executive officer and commercial lender for two banks.  Dr. Lacewell was the recipient of the 2019 Distinguished Professor Award and the 2012 Max Carmen Outstanding Teacher Award, the two highest awards that can be bestowed by a faculty member at Murray State University.  Steve created the Area in Finance with a Commercial Bank Management option at Murray State in the spring of 2016. It contains up to 21 course hours of bank-specific classes including compliance, lending, counter-threat finance, intro to banking, and advanced bank management.

He earned his undergraduate degree in economics from the University of Tennessee at Martin, his MBA with a concentration in Finance from Murray State University, and a M.S. in Finance and a Ph.D. in Finance with minors in Economics and Statistics from Mississippi State University. Steve teaches the first year course in Asset-Liability Management at the Graduate School of Banking at LSU.

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John Land

John Land retired in 2020 after a 33-year career with the FDIC’s Division of Risk Management Supervision.  His most recent position was Senior Case Manager in the FDIC’s Dallas Regional Office.  His career included five years at the FDIC headquarters in Washington, DC.  He holds a Bachelor of Science degree in Finance from LSU and an MBA from Baylor University. He completed the Graduate School of Banking at LSU in 1998, and he serves as an instructor for the third-year BankSim program.

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Angie Lewis, CPA

Angie Lewis joined Citizens First Bank, a division of Synovus, in 2000 as Vice President/Private Banking and was responsible for leading the bank’s growth in the area of wealth management. In 2006, she was named Executive Vice President and was promoted to President/CEO in 2008. In 2012, she was named CEO of Synovus’ Northwest Georgia division. In 2017, Angie moved into a corporate role with Synovus as Group Executive, Community Banking. She transitioned to Group Executive, Enterprise Risk in May 2018.

Angie is a graduate of Berry College and the Graduate School of Banking at LSU. She is a C.P.A. and worked in public accounting prior to her career in banking. She is also a Certified Enterprise Risk Professional as designated by the American Bankers Association.  She is very involved in community service activities and has served as President of the Rome Junior Service League, Chair of the Greater Rome Chamber of Commerce and Chair of the Rome-Floyd County Development Authority.  Angie currently serves on the Berry College Board of Trustees.

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Patrick Long

Patrick Long joined KBW in 2000 and covers Southeastern depositories out of KBW’s Richmond, Virginia office. Previously, he was at Wheat First Securities in the Financial Institutions Group. Earlier in his career, Patrick was deployed to the Middle East multiple times while he was an Officer in the United States Navy. He received a BS degree from the United States Naval Academy and an MBA from the University of Chicago Booth School of Business, with a specialization in Finance and Accounting.

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Anthony C. McGill

Anthony McGill has enjoyed a diverse and varied career in financial services. He most recently served as executive vice president of U.S. Bank’s Consumer Lending Division where he led the growth of several lines of business including Indirect Lending, Direct Lending, Consumer Loan and Lease Operations, Retail Collections and Asset Re-Marketing. Assets under management totaled $67 billion during his tenure. Other responsibilities during his 19-year career with U.S. Bank included 4.5 years leading a mortgage line of business with $15 billion in loans outstanding, and 12 years as Chief Financial Officer of Consumer Lending. Prior to U.S. Bank, Anthony served as a banking consultant with Deloitte & Touche, and as an analyst with the Federal Home Loan Bank of Chicago. Additionally, he was a member of the Consumer Bankers Association’s Home Equity Committee from 2007-2013.

Since 2014, Anthony now focuses his time serving as an independent consultant working with state and regional banking schools to educate future bank leaders.  He has been on the bank management simulation faculty of Pacific Coast Banking School since 2003 and, since 2016, serves as Director of the Bank Management Simulation Program.  Since 2017 he has provided operational and curricular support for the Bank Management Simulation Program at the Graduate School of Banking at LSU.  In 2021, he began serving as Co-Coordinator of the Bank Management Simulation Program.  He is lead instructor for the Ohio Bankers League’s Bank Management School, serving in that capacity since 2016.  Additionally, he is lead instructor with the Pennsylvania Bankers Association’s Advanced School of Banking, serving in that capacity beginning in 2020.

Anthony holds two undergraduate degrees from Illinois State University, an MBA in Finance from DePaul University and is a 2002 graduate of Pacific Coast Banking School.

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Bertram S. (Buddy) Mortimer

Buddy Mortimer serves as President & CEO of the Bank of Kilmichael, a $180 million community bank headquartered in Kilmichael, Mississippi. After completing his BBA in Banking and Finance at Mississippi State University, Buddy began his career as a commercial loan officer for First National Bank in Dallas, Texas. He returned to Mississippi as a commercial loan officer with Deposit Guaranty National Bank, and he was soon promoted to Senior Vice President and responsible for a $50 million loan portfolio of large commercial accounts in Mississippi and Louisiana.

In 1991 Buddy and two investors purchased CAE Plastics, Inc., an injection molding and assembly company, through a leveraged buyout. Although the company had $3 million in annual sales when it was purchased, CAE Plastics had grown to $10 million in annual sales by the time the company was sold to an Atlanta-based investment banking firm in 1998. Buddy then returned to his banking roots, taking on the leadership of the Bank of Kilmichael.

Buddy has served on the executive committee of the Mississippi Bankers Association, he is a member of the Mississippi State University Department of Finance & Economics Advisory Board, and he is also a member of the Montgomery County Development Foundation.

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John S. Oxford

John Oxford is the Director of Marketing & Public Relations and a Senior Vice President for Renasant Corporation in Tupelo, Mississippi — the parent company of Renasant Bank, with assets of approximately $12.9 billion, 2,500 employees and more than 190 locations in the Southeastern United States.

John will tell you that he didn’t choose marketing, it chose him. At age 17, John found his first job as a taste tester and commercial viewer for Nabisco. Taste-testing snacks and watching commercials may seem like a sweet gig, but a young man can only eat so many Nutter Butters and Oreos. John decided to put his professional career in the ad world on hold, opting for college instead. Prior to joining Renasant, Oxford served in the administration of President George W. Bush as a Legislative Assistant and Public Affairs Aide to the Executive Office of the President. Oxford is also a former commercial spokesperson for Cellular South (now C Spire Wireless), the largest privately owned mobile phone network in the U.S.

John earned his BA in communication and a minor in Political Science from the University of Tennessee, and he earned his MA in Government from Johns Hopkins University. He holds the Certified Financial Marketing Professional designation from the Institute of Certified Bankers at Northwestern University

John was named Top 40 under 40 in Mississippi in 2007 by the Mississippi Business Journal, and he is co-chair of the ABA’s Marketing Conference Board. John often lectures at marketing, banking and business conferences, He is an instructor at the Mississippi Banker Association’s School of Banking at Ole Miss as well as at the American Bankers Association’s Stonier Graduate School of Banking. He joined the faculty of the Graduate School of Banking at LSU in 2020 where he teaches the freshman required course on Bank Marketing.

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Thomas H. Payne, Ph.D.

Dr. Tom Payne is Dean of the College of Business and Professor of Economics at Tennessee Tech University. As dean, Tom serves as the senior academic and administrative officer, provides leadership and vision, and sets strategic, operational, and financial direction for the college.

Tom holds a BS in Electrical Engineering from the University of Arkansas, an MBA from the University of Texas at Dallas, and a Ph.D. in Finance from the University of Arkansas. Prior to joining Tennessee Tech, Tom served as the University of Tennessee at Martin Dunagan Chair of Excellence in Banking and as chair of the Department of Accounting, Finance, Economics and Political Science. Tom’s professional experience also includes positions at Texas Instruments, Rockwell International, UT Chattanooga and the University of Arkansas.

Tom served as a visiting professor at the University of Orléans (France), partnered with the Financial Services Volunteer Corporation to assist the Savings Bank of Albania during its privatization, and hosted a management program for Russian bank executives. He serves on the faculty of banking schools throughout the Southeastern United States and received the Eugene Spragens President’s Award for teaching excellence from the Graduate School of Banking at LSU. Tom has published dozens journal articles, provided hundreds of presentations, and worked in partnership with academic, government, and private organizations supporting education and economic development.

Tom serves on the Executive Committee of the Putnam County Chamber Board of Directors and as Vice Chair of the Workforce Development and Education Division. He served as chair of the Martin Tennessee Industrial Board and as a member of the Weakley County Economic Development Board. He is founder of the UT Martin Regional Entrepreneurship and Economic Development (REED) Center and the Mid-South School for Advanced Agricultural Lending. He served on the WestStar Leadership Program Board of Trustees and as a past president of the Southwestern Finance Association. A Paul Harris Fellow, Tom is a member of the Cookeville Rotary Club and a past president of the Martin Rotary Club.

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Timothy F. Peterson, CFA, CAIA

Timothy F. Peterson is the founder of and portfolio manager for Cane Island Alternative Advisors, which manages a global macro investment strategy. Timothy is an expert on cryptocurrency investment and valuation. His prior experience includes serving as CFO for a Houston-based financial firm where he had responsibility for co-managing an option-hedged equity strategy, and as Partner for an accounting firm where he provided consulting to the world’s largest asset management firms.

Timothy is the author of numerous published papers on investments and digital assets, including the very popular “Metcalfe’s Law as a Model for Bitcoin’s Value,” (Alternative Investment Analyst Review, 2Q 2018), as well as a book “Performance Measurement for Alternative Investments” (Risk Books: 2015), and has spoken at conferences around the world.

He is a dual graduate of the University of Colorado with a Master of Science Degree in Finance and a Bachelor of Arts degree in Economics. Timothy serves as Adjunct Instructor of Finance at the University of St. Thomas where he teaches “Blockchain, Cryptocurrency, and Network Economics.”  He works from an office in the Houston, Texas area.

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Robert P. Reynolds

Robert Reynolds is a Senior Partner at Reynolds, Reynolds & Little, LLC with offices in Tuscaloosa, Birmingham, Montgomery, and Huntsville, Alabama. He was admitted to the Alabama bar in 1979, and he has argued before the Alabama and United States District Court, Northern, Middle and Southern Districts of Alabama, Northern District of Florida, Fifth and Eleventh Circuit Court of Appeals; and the United States Supreme Court.

Robert holds a bachelors degree from Auburn University, and he received his MPA and Juris Doctor from the University of Alabama. He is Board Certified in Consumer and Business Bankruptcy, and he previously served as Vice President of Development for the American Bankruptcy Institute (ABI), ABI Director, Past Chair of the ABI Southeast Workshop Advisory Board, and Past Chair for Bankruptcy and Commercial Law Section for the Alabama State Bar.

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Steve Robichaux

Steve Robichaux is President of Capital City Consultants. As an active consultant Steve specializes in Conflict Resolution, Team Building, Motivating and empowering your employees. Steve has worked with companies such as Schlumberger, EMC, Albemarle, CLECO, and Turner Industries

Steve holds an MBA and Undergraduate Degree in Psychology from LSU, and he has been professionally affiliated with LSU Continuing Education for over 25 years. He served as an instructor in the LSU Executive Education Program for fifteen years, and he has taught on the faculty of the Graduate School of Banking at LSU for over 20 years.

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Kristen J. Stogniew, CFE

Kristen J. Stogniew, Esq., CFE,  is a shareholder in the Financial Institutions Advisory Group of Saltmarsh, Cleaveland & Gund. She has more than 20 years of experience as a trusted advisor to community banks on legal, operational and compliance concerns. Kristen leads a team of dedicated Saltmarsh professionals who provide internal audits, compliance reviews and other consulting services that help clients operate safely, soundly and in compliance with regulatory requirements. Her primary areas of review include BSA, Loan and Deposit Compliance, Marketing and Retail Delivery (including Social Media), Trust, Governance and ACH. Kristen also provides one-on-one mentoring and customized training at the staff and director level, and facilitates a number of user groups (such as AML monitoring systems, loan origination systems, fraud/AML, and CMOs).

Kristen earned a Bachelor of Science in Finance from the University of South Florida, and she holds a J.D. from the Stetson University College of Law. She is a Certified Fraud Examiner (CFE) and a member of the Florida Bar Association. Kristen speaks regularly at state and local industry, compliance, and BSA/AML associations, and she serves as a Course Coordinator at GSBLSU for elective courses in BSA/AML and special topics.

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Chad Tagtow

Chad Tagtow is the Senior Vice President and Chief Information Officer for Citizens Bank and Trust in Polk County, Florida.  His areas of responsibility include technology, risk management, and operations.  Prior to joining Citizens Bank and Trust, Chad worked for Raytheon NCS on multiple government projects in the areas of: Information assurance architectural design, risk management, security testing and evaluation, and security certification and accreditation. He began his career in the information security field developing and implementing network security policy for Boeing Aerospace at Kennedy Space Center in the late 1990’s.

Chad holds a Bachelor of Science degree in Computer Engineering from the University of Central Florida. He graduated from the Graduate School of Banking at LSU in 2009. He is an (ISC)2 Certified Information Systems Security Professional (CISSP) since 2002. He teaches the Risk Management and Cybersecurity course at the Graduate School of Banking at LSU.

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Jim Thomas

Jim Thomas is an attorney, author, speaker, trainer, and one of the most acclaimed and respected negotiators in the United States. Jim has specialized in negotiation for most of his 40-year law practice in Washington, DC. His clients have included the largest 20 financial institutions in the United States as well as most of the Fortune 500.

Jim’s book, Negotiate to Win, is a HarperCollins international bestseller and is available in 18 languages. He’s the author of scores of articles about negotiating and is a frequent guest on cable news. He’s a member of the faculty at the University of Washington’s Pacific Coast Banking School and the Graduate School of Banking at Louisiana State University.

Jim is a graduate of the University of California at Los Angeles and The Georgetown University Law Center.

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Katherine Tohanczyn

Katherine D. Tohanczyn, Esquire is an associate attorney at Starfield & Smith, P.C. in its Fort Washington office.  She concentrates her practice on representing financial institutions nationwide, including national banks, community banks, credit unions and non-bank lenders in commercial lending
and government guaranteed lending. As a closing attorney for commercial lenders, Katherine prepares and reviews loan files for SBA 7(a), SBA 504, USDA and conventional commercial loans, confers with loan processors and in-house counsel, and drafts, analyzes and negotiates loan and finance documents.
She also assists lenders with SBA and USDA eligibility and structure concerns, loan modifications and loan work outs. Additionally, Katherine investigates state and federal regulatory issues to aid in the representation of commercial lenders before the US Small Business Administration on a variety of policy and SBA guaranty related items.

Katherine was selected for inclusion in Super Lawyers- Pennsylvania Rising Stars for 2019 and 2020 in the area of banking. Katherine has also been published in a number of academic journals including, the Villanova Law Review, The Moorad Sports Law Journal, and the Philadelphia Lawyer.

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Tod Trulove, CEM

Tod Trulove serves as the assistant commissioner of the bank division for the Tennessee Department of Financial Institutions.

Tod began his career with the Department of Financial Institutions in 1990 as a bank examiner.  In 1999 he took on the duties of special examiner concentrating on conducting examinations of trust companies and bank trust departments. He was promoted to regional supervisor in 2001, where he managed a team of bank examination personnel.  Tod later assumed the role of Chief Administrator of the bank division in 2003 before being promoted to his present position in 2004.  As assistant commissioner, Tod is responsible for leadership of the bank division and supervision of state-chartered banks and trust companies.  In addition to indirectly supervising the examination function he also oversees the division’s large bank, applications, trust, and training sections.  He is responsible for the division’s budget and operations and the formulation and implementation of policy.

A native of Columbia, Tennessee, Tod holds a Bachelor of Business Administration degree from Middle Tennessee State University, Murfreesboro, Tennessee.  Tod is an alumnus of the Graduate School of Banking at Louisiana State University, where he has served as a Bank SIM instructor since 2013.  Tod is a member of the Performance Standards Committee of the Conference of Bank Supervisors (CSBS) Education Foundation and he holds a Certified Examination Management designation from the Foundation.

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