Mark Krawczyk has over forty years of management experience in banking, corporate and municipal finance, treasury operations, and human resources. Mark is the principal and owner of his own firm, CZYK & Associates. Through his company, Mark provides a unique insight into the workings of treasury operations, change management strategies, ACH applications, and financial/ treasury management strategies to clients and audiences around the country. Through numerous writings, lectures, seminars and speaking engagements, Mark brings a unique, insightful and, many times, humorous perspective to a number of issues facing corporate America today. He is actively sought as an entertaining and informative conference keynote speaker.

Mark received both his undergraduate degree and MBA in Finance from Oklahoma State University. He currently serves as the Director of Finance for the City of Hermiston, Oregon. He is a Certified Treasury Professional (CTP), has twice served on the Board of Directors of the Association for Financial Professionals (AFP), and has served as a faculty member for the Graduate School of Banking at LSU for over 20 years.

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Dr. Steve Lacewell is the Alumni Association Distinguished Professor of Finance and Director of the Center for Banking and Finance at Murray State University. Steve previously worked as a National Bank Examiner for the Office of the Comptroller of the Currency and he served as an executive officer and commercial lender for two banks.  Dr. Lacewell was the recipient of the 2019 Distinguished Professor Award and the 2012 Max Carmen Outstanding Teacher Award, the two highest awards that can be bestowed by a faculty member at Murray State University.  Steve created the Area in Finance with a Commercial Bank Management option at Murray State in the spring of 2016. It contains up to 21 course hours of bank-specific classes including compliance, lending, counter-threat finance, intro to banking, and advanced bank management.

He earned his undergraduate degree in economics from the University of Tennessee at Martin, his MBA with a concentration in Finance from Murray State University, and a M.S. in Finance and a Ph.D. in Finance with minors in Economics and Statistics from Mississippi State University. Steve teaches the first year course in Asset-Liability Management at the Graduate School of Banking at LSU.

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John Land is a Senior Case Manager in the FDIC’s Dallas Regional Office. He holds a Bachelor of Science degree in Finance from LSU and an MBA from Baylor University. He completed the Graduate School of Banking at LSU in 1998, and he serves as an instructor for the third-year BankSim program.

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Angie Lewis joined Citizens First Bank, a division of Synovus, in 2000 as Vice President/Private Banking and was responsible for leading the bank’s growth in the area of wealth management. In 2006, she was named Executive Vice President and was promoted to President/CEO in 2008. In 2012, she was named CEO of Synovus’ Northwest Georgia division. In 2017, Angie moved into a corporate role with Synovus as Group Executive, Community Banking. She transitioned to Group Executive, Enterprise Risk in May 2018.

Angie is a graduate of Berry College and the Graduate School of Banking at LSU. She is a C.P.A. and worked in public accounting prior to her career in banking. She is very involved in community service activities and has served as President of the Rome Junior Service League, Chair of the Greater Rome Chamber of Commerce and Chair of the Rome-Floyd County Development Authority.

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Geof Longstaff serves as a Director of One Florida Bank in Orlando Florida and performs Expert Witness services on banking and lending matters throughout the United States. Geof been a banker since 1972, serving the banking industry in Florida for over 46 years. He served as President & CEO of 4 different banks in Florida ranging from South Florida to Orlando, culminating in the formation of First Mercantile National Bank in Orlando, Florida. Geof founded Mercantile Capital Corporation, a national lender specializing in the SBA 504 program, in 2003. This company was acquired by Old Florida Bank in 2010, and subsequently by merger with Iberia Bank, where he served as Chairman & CEO through 2018. Geof retired from Mercantile in early 2019.

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Anthony McGill has enjoyed a diverse and varied career in financial services.  He most recently served as Executive Vice President of U.S. Bank’s Consumer Lending Division where he led the growth of several lines of business including Indirect Lending, Direct Lending, Consumer Loan and Lease Operations, Retail Collections, and Asset Re-Marketing.  Assets under management totaled $67 billion during his tenure. Other responsibilities during his 19-year career with U.S. Bank included 4.5 years leading a mortgage line of business with $15 billion in loans outstanding, and 12 years as Chief Financial Officer of Consumer Lending. Prior to U.S. Bank, Anthony served as a banking consultant with Deloitte & Touche, and as an analyst with the Federal Home Loan Bank of Chicago.  Additionally, he was a member of the Consumer Bankers Association’s Home Equity Committee from 2007-2013.

Since 2014, Anthony has served as an independent consultant working with state and regional banking schools to educate future bank leaders. He has been on the faculty of Pacific Coast Banking School since 2003, and he has served as Director of the Bank Management Simulation Program since 2016. He is also lead instructor for the Ohio Bankers League’s Bank Management School, serving in that capacity since 2016, and he has provided operational and curricular support for the Bank Management Simulation Program at the Graduate School of Banking at Louisiana State University since 2017. Additionally, he is active with the Pennsylvania Bankers Association serving as an instructor for their Advanced School of Banking program.

Anthony holds two undergraduate degrees from Illinois State University, an MBA in Finance from DePaul University and is a 2002 graduate of Pacific Coast Banking School.

Buddy Mortimer serves as President & CEO of the Bank of Kilmichael, a $180 million community bank headquartered in Kilmichael, Mississippi. After completing his BBA in Banking and Finance at Mississippi State University, Buddy began his career as a commercial loan officer for First National Bank in Dallas, Texas. He returned to Mississippi as a commercial loan officer with Deposit Guaranty National Bank, and he was soon promoted to Senior Vice President and responsible for a $50 million loan portfolio of large commercial accounts in Mississippi and Louisiana.

In 1991 Buddy and two investors purchased CAE Plastics, Inc., an injection molding and assembly company, through a leveraged buyout. Although the company had $3 million in annual sales when it was purchased, CAE Plastics had grown to $10 million in annual sales by the time the company was sold to an Atlanta-based investment banking firm in 1998. Buddy then returned to his banking roots, taking on the leadership of the Bank of Kilmichael.

Buddy serves on the executive committee of the Mississippi Bankers Association, he is a member of the Mississippi State University Department of Finance & Economics Advisory Board, and he is also a member of the Montgomery County Development Foundation.

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Joe Nemetz is the Executive Vice President and Chief Credit Officer of First American Bank & Trust in Athens, Georgia, a position he has held since 2014. Joe is a graduate of the University of Georgia, and he is also an alumnus of the Graduate School of Banking at LSU. Joe began his banking career in 1982. Joe has served on the Board of Directors and Curriculum Committee for Georgia Bankers Association School of Banking for past 16 years. He has served on the Faculty at the Graduate School of Banking since 2013.

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John Oxford is the Director of Marketing & Public Relations and a Senior Vice President for Renasant Corporation in Tupelo, Mississippi — the parent company of Renasant Bank, with assets of approximately $12.9 billion, 2,500 employees and more than 190 locations in the Southeastern United States.

John will tell you that he didn’t choose marketing, it chose him. At age 17, John found his first job as a taste tester and commercial viewer for Nabisco. Taste-testing snacks and watching commercials may seem like a sweet gig, but a young man can only eat so many Nutter Butters and Oreos. John decided to put his professional career in the ad world on hold, opting for college instead. Prior to joining Renasant, Oxford served in the administration of President George W. Bush as a Legislative Assistant and Public Affairs Aide to the Executive Office of the President. Oxford is also a former commercial spokesperson for Cellular South (now C Spire Wireless), the largest privately owned mobile phone network in the U.S.

John earned his BA in communication and a minor in Political Science from the University of Tennessee, and he earned his MA in Government from Johns Hopkins University. He holds the Certified Financial Marketing Professional designation from the Institute of Certified Bankers at Northwestern University

John was named Top 40 under 40 in Mississippi in 2007 by the Mississippi Business Journal, and he is co-chair of the ABA’s Marketing Conference Board. John often lectures at marketing, banking and business conferences, He is an instructor at the Mississippi Banker Association’s School of Banking at Ole Miss as well as at the American Bankers Association’s Stonier Graduate School of Banking. He joined the faculty of the Graduate School of Banking at LSU in 2020 where he teaches the freshman required course on Bank Marketing.

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Dr. Tom Payne is Dean of the College of Business and Professor of Economics at Tennessee Tech University. As dean, Tom serves as the senior academic and administrative officer, provides leadership and vision, and sets strategic, operational, and financial direction for the college.

Tom holds a BS in Electrical Engineering from the University of Arkansas, an MBA from the University of Texas at Dallas, and a Ph.D. in Finance from the University of Arkansas. Prior to joining Tennessee Tech, Tom served as the University of Tennessee at Martin Dunagan Chair of Excellence in Banking and as chair of the Department of Accounting, Finance, Economics and Political Science. Tom’s professional experience also includes positions at Texas Instruments, Rockwell International, UT Chattanooga and the University of Arkansas.

Tom served as a visiting professor at the University of Orléans (France), partnered with the Financial Services Volunteer Corporation to assist the Savings Bank of Albania during its privatization, and hosted a management program for Russian bank executives. He serves on the faculty of banking schools throughout the Southeastern United States and received the Eugene Spragens President’s Award for teaching excellence from the Graduate School of Banking at LSU. Tom has published dozens journal articles, provided hundreds of presentations, and worked in partnership with academic, government, and private organizations supporting education and economic development.

Tom serves on the Executive Committee of the Putnam County Chamber Board of Directors and as Vice Chair of the Workforce Development and Education Division. He served as chair of the Martin Tennessee Industrial Board and as a member of the Weakley County Economic Development Board. He is founder of the UT Martin Regional Entrepreneurship and Economic Development (REED) Center and the Mid-South School for Advanced Agricultural Lending. He served on the WestStar Leadership Program Board of Trustees and as a past president of the Southwestern Finance Association. A Paul Harris Fellow, Tom is a member of the Cookeville Rotary Club and a past president of the Martin Rotary Club.

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Tony L. Reitzel is a Senior Loan Administrator for BB&T in Greensboro, North Carolina. He previously held the positions of Business Services Officer, City Executive, Regional Credit Officer, and Reginal Loan Administrator at BB&T. Prior to joining BB&T, Tony was a Controller for Heavy Equipment Company, Commercial Lender & City Executive for First Citizens Bank. He also was a Private Banker, Retail Group Manager, Retail Branch Manager, and Retail & Mortgage Loan Officer at Wachovia Bank.

Tony holds a BA in Business Administration with a minor in Psychology Lenoir-Rhyne College. He received his MBA from Pfeiffer University, and he graduated from the Graduate School of Banking at LSU in 2011. He has served on the faculty of the Graduate School of Banking at LSU since 2012.

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Robert Reynolds is a Senior Partner at Reynolds, Reynolds & Little, LLC with offices in Tuscaloosa, Birmingham, Montgomery, and Huntsville, Alabama. He was admitted to the Alabama bar in 1979, and he has argued before the Alabama and United States District Court, Northern, Middle and Southern Districts of Alabama, Northern District of Florida, Fifth and Eleventh Circuit Court of Appeals; and the United States Supreme Court.

Robert holds a bachelors degree from Auburn University, and he received his MPA and Juris Doctor from the University of Alabama. He is Board Certified in Consumer and Business Bankruptcy, and he previously served as Vice President of Development for the American Bankruptcy Institute (ABI), ABI Director, Past Chair of the ABI Southeast Workshop Advisory Board, and Past Chair for Bankruptcy and Commercial Law Section for the Alabama State Bar.

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Ronny Roberts is Managing Director of ProBank Austin’s (formerly Professional Bank Services, Inc.) Nashville, Tennessee office. Ronny serves on the Board of Directors and is a member of the firm’s Management Committee. Prior to joining the company in 1990, Ronny was a senior vice president for a regional bank holding company for eight years, where he managed the audit and loan examination division and was assistant director for credit policy and loan administration. He was also extensively involved with the acquisition of 17 banks for the holding company. From 1970 to 1982 he served as a national bank examiner with the Office of the Comptroller of the Currency (OCC). His duties with the OCC included examination of many of the large regional and problem banks in the Southeast, instructor at various training sessions, regional recruiter at nine universities, and assignments in both the Regional and Washington offices. Ronny has also served as a community banker.

With ProBank Austin, Ronny provides consulting services in loan review, internal auditing (including Sarbanes-Oxley compliance), quality analysis, loan administration, director and loan officer training, regulatory assistance, strategic planning, capital planning, quality control reviews for secondary market mortgage lending, and litigation support, including expert witness testimony. Ronny is a graduate of both the University of Tennessee and the Graduate School of Banking at the University of Wisconsin. He is a member of the National Association of Corporate Directors (NACD) and the American Association of Bank Directors (AABD), and he has served on the faculty of the Graduate School of Banking at LSU since 1992.

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Steve Robichaux is President of Capital City Consultants. As an active consultant Steve specializes in Conflict Resolution, Team Building, Motivating and empowering your employees. Steve has worked with companies such as Schlumberger, EMC, Albemarle, CLECO, and Turner Industries

Steve holds an MBA and Undergraduate Degree in Psychology from LSU, and he has been professionally affiliated with LSU Continuing Education for over 25 years. He served as an instructor in the LSU Executive Education Program for fifteen years, and he has taught on the faculty of the Graduate School of Banking at LSU for over 20 years.

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Ron Sachs is one of Florida’s and America’s most accomplished media consultants, with exceptional experience in the creation and execution of broad-based public education campaigns, branding, social/digital media, and high-wire crisis management. Ron is also a veteran communicator with an extensive background in daily news journalism and government communications, and an Emmy Award-winning former newspaper, magazine, and television journalist. His thought leadership and ideas have created projects that generate local, statewide, national, and worldwide attention on issues as diverse as financial literacy, hurricane safety, safe driving, non-partisan political dialogue, and even rock ‘n roll.

Ron has served two Florida governors as senior communications counsel. The former chairman of the highly regarded statewide organization Leadership Florida, Ron has created high-profile, memorable PR opportunities for events in the public, private, and non-profit sectors, generating valuable exposure throughout every medium – statewide, nationally, and globally.

Ron’s political counsel is often sought and valued by public officials from Florida’s city halls and Capitol to the nation’s capital. His firm, Sachs Media Group, is the dominant integrated communications firm in Florida and was named the 2018 national “PR Agency of the Year” among firms of similar size by the respected national industry journal PR News. He joined the faculty of the Graduate School of Banking at LSU in 2020 where he teaches the Junior required course on Communications and Crisis Management.

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George Schloegel is retired President & CEO of Hancock Bank. He joined the Bank in 1956, working after school during his high school years. He received his Bachelor of Science degree from Louisiana State University in New Orleans, now the University of New Orleans.

George served as the President of the Mississippi Bankers Association from 1997–1998, and was on the Board of Directors of Mississippi Power Company. He was the founder of the Harrison County Strategic Planning Commission, known as Coast 21, and served as Chairman of Mississippi’s Workforce Investment Board. He served as Mayor of Gulfport from 2009-2013.

George is a faculty member of the Mississippi School of Banking at the University of Mississippi and is a faculty member, Trustee, and Past President of the Graduate School of Banking at Louisiana State University.

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Jo Ann Schumann serves as a Financial Institutions Safety and Soundness Administrator for the Bank Division of the Tennessee Department of Financial Institutions.  Mrs. Schumann began her career with the Department of Financial Institutions in 2006 as a bank examiner in the Middle Tennessee Field Office.  In 2011 she was promoted to Regional Supervisor/Off-site Monitoring Coordinator, where she managed a team of bank examination personnel and was responsible for monitoring the financial condition of all state chartered banks headquartered in Middle Tennessee.  In 2017, Mrs. Schumann assumed her current roll, serving as a bank financial analyst.  She is currently responsible for all state chartered banks headquartered in West Tennessee.  As part of her responsibilities, she monitors the financial condition of institutions in her caseload, reviews Reports of Examination, drafts enforcement actions, meets with bank management, and reviews and responds to banker requests, correspondence, and application related items.

Mrs. Schumann is a native of West Tennessee and has worked in community banks in both East and West Tennessee.  She has also been employed as a bank examiner for the Federal Deposit Insurance Corporation, having experience in both the consumer compliance and safety and soundness fields.  As a banker, she held roles in bookkeeping, loan review, audit, compliance, bank secrecy act, and information security.  Mrs. Schumann holds a Bachelor of Business Administration degree from The University of Tennessee, Martin, Tennessee, as well as a Master of Business Administration degree from The University of North Alabama, Florence, Alabama.  She is an alumnus of the Graduate School of Banking at Louisiana State University.  Mrs. Schumann holds a Certified Community Bank Compliance Officer designation from Independent Community Bankers of America.

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James Stringer has been in banking for over 44 years and currently works in Jackson , Mississippi at BancorpSouth as an Executive Vice President and Regional Loan Administrator for the Corporate Banking Group as well as the Golf Coast Division. He began his career at Deposit Guaranty National Bank in Jackson in 1974. He worked there for more than 27 years in various credit related functions including Small Business Lender, Credit Department Manager, Loan Review Manager, and Area Credit Officer. His time there included mergers with First American National Bank in Nashville and AmSouth Bank in Birmingham.

James has been a speaker and instructor on numerous credit related topics for various local banking and accounting groups in addition to the Risk Management Association, Jackson State University, Mississippi College, and Mississippi State University. He also was a previous teacher as GBS at LSU on Loan Portfolio Management. Presently, he is a lead instructor for Loan Officer Orientation at BancorpSouth headquarters in Tupelo, Mississippi.

James is a 1974 graduate of Mississippi State University and a 1987 graduate of GBS at LSU. He is a long term resident of Clinton, Mississippi where he is very involved in many civic, school, and church activities.

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Chad Tagtow is the Senior Vice President and Chief Information Officer for Citizens Bank and Trust in Polk County, Florida.  His areas of responsibility include technology, risk management, and operations.  Prior to joining Citizens Bank and Trust, Chad worked for Raytheon NCS on multiple government projects in the areas of: Information assurance architectural design, risk management, security testing and evaluation, and security certification and accreditation. He began his career in the information security field developing and implementing network security policy for Boeing Aerospace at Kennedy Space Center in the late 1990’s.

Chad holds a Bachelor of Science degree in Computer Engineering from the University of Central Florida. He graduated from the Graduate School of Banking at LSU in 2009. He is an (ISC)² Certified Information Systems Security Professional (CISSP) since 2002. He teaches the Risk Management and Cybersecurity course at the Graduate School of Banking at LSU.

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Jim Thomas is an attorney, author, speaker, trainer, and one of the most acclaimed and respected negotiators in the United States. Jim has specialized in negotiation for most of his 40-year law practice in Washington, DC. His clients have included the largest 20 financial institutions in the United States as well as most of the Fortune 500.

Jim’s book, Negotiate to Win, is a HarperCollins international bestseller and is available in 18 languages. He’s the author of scores of articles about negotiating and is a frequent guest on cable news. He’s a member of the faculty at the University of Washington’s Pacific Coast Banking School and the Graduate School of Banking at Louisiana State University.

Jim is a graduate of the University of California at Los Angeles and The Georgetown University Law Center.

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Tod Trulove serves as the Assistant Commissioner of the Bank Division for the Tennessee Department of Financial Institutions. Mr. Trulove began his career with the Department of Financial Institutions in 1990 as a bank examiner in the Middle Tennessee Field Office. In 1999 he took on the duties of special examiner concentrating on conducting examinations of trust companies and bank trust departments. He was promoted to regional supervisor, where he managed a team of bank examination personnel, in 2001. Mr. Trulove later assumed the role of Chief Administrator of the bank division before being promoted to his present position in 2004. As assistant commissioner, he is responsible for leadership of the bank division and supervision of state-chartered commercial and savings banks, independent trust companies, and business and industrial development corporations. In addition to indirectly supervising the examination function he also oversees the division’s large bank, applications, trust, and training sections. He is responsible for the division’s budget and operations and the formulation and implementation of policy.

A native of Columbia, Tennessee, Mr. Trulove holds a Bachelors of Business Administration degree from Middle Tennessee State University, Murfreesboro, Tennessee and is an alumnus of the Graduate School of Banking at Louisiana State University, where he currently serves on the faculty. Mr. Trulove is a member of the Performance Standards Committee of the Conference of Bank Supervisors (CSBS) Education Foundation, he holds a Certified Examination Management designation from the Foundation, and he is a member of CSBS District III.

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Jeff Turner is an Executive Vice President and People Department Director for First Florida Integrity Bank (FFIB) in Naples, Florida. Prior to joining FFIB in 2012, Jeff served in various leadership and management human resources positions with Capital Bank, TIB Bank, Fifth Third Bank, and First National Bank of Florida. Before beginning his career in banking, Jeff served in corporate roles with IBM, Allstate Insurance Company, and Pepsi Co Frito-Lay. Jeff earned the Senior Professional in Human Resources designation in 2013. Jeff earned his bachelor degrees in Economics and Business Management from North Carolina State University.

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