New Grouped Tag for Community Banking

5 Benefits of Enrolling in Graduate Banking School of LSU

If you are reading this, you are likely weighing some important decisions.  After all, attending a graduate school of banking is a big step in your career and education.  You may have your pen ready with your list of pros and cons nearby as you look to this blog for some insight about why now is the time to attend.  Fortunately, you’ve turned to a good source.

GSBLSU has a long history of helping its students gain a broader knowledge and understanding of major banking functions such as credits, investments, asset and liability management, planning and control, regulatory issues, human resources, and marketing.  Here, we understand that instruction should take into account the changing context of the banking environment and seek to teach students through full participation to better prepare them.  Over 16,800 graduates have been where you are now and have gone on to complete our program with great success.

We hope to include you in our upcoming session and help you make the best decision for your future.  Here are five reasons why now is the time to attend Graduate School of Banking at LSU.

Take the Next Step in Your Banking Career

In many banking institutions, this program has become a prerequisite to advancement and success.  To be successful, bank officers need the wisdom and expertise that comes from perception and insight—an astute ability to discover, discern, and decide. This is precisely the type of knowledge that GSBLSU has been offering for over 60 years.

A College Degree is Not Required to Enroll at GSBLSU

Students must have completed a college or American Institute of Banking credit for a course in basic accounting and for a course in either economics or money and banking.  However, a degree is not required.  Additional requirements include a minimum of three years of experience as an officer in the financial services industry or a minimum of five years of experience in bank supervision with a supervisory agency.

Excellent Networking Opportunities in the Banking Sector

The value of developing relationships and gaining knowledge from others within the banking industry is immeasurable. In past sessions, two-thirds of the student body at GSBLSU held the rank of vice president or higher, and the banks represented ranged in assets from under $100 million to over $200 billion.

You’ll receive the most current and effective teaching methods available

We are proud to have a faculty at GSBLSU that has extensive, expert knowledge of their subject areas.  We strive to insure the most current and effective teaching methods with professors who are experienced bankers, academicians, regulatory officials, and attorneys.  To further guarantee that our students receive the best professional education possible, all faculty and courses are critically evaluated on a regular basis.

M.B.A. Credit Available for Several Universities

Those completing the program at GSBLSU may enroll in professional MBA programs at several universities and receive graduate credit for their work at the banking school.  These programs have no residence requirements and may be completed online.  Universities currently participating include:

  • Arkansas State
  • Louisiana State University
  • Mississippi College
  • Mississippi State University
  • Tennessee Tech University
  • The University of Mississippi
  • The University of South Carolina
  • The University of Tennessee-Martin
  • The University of West Georgia
  • Union College of Kentucky

We understand the value and importance of this decision, and we hope that we’ve helped develop your list of pros.  The Application deadline of April 15, 2024 is quickly approaching, and there truly is no time like the present to invest in your future.  Simply click the button below to submit your application for the upcoming GSBLSU session and begin the next phase of a prosperous career.  This is one decision that we promise you won’t regret.

Community Banking- Looking Back to Better Prepare for the Future

rural community

In the research publication from the St. Louis Federal Reserve, The Future of Community Banks: Lessons from Banks That Thrived During the Recent Financial Crisis by Gilbert, Meyer, and Fuchs, they studied the distinguishing characteristics of community banks that managed to maintain the highest supervisory ratings during the financial crisis between 2006 and 2011.  Their rating system focused on six areas of bank safety and soundness examinations, called CAMELS:

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Why is the Community Lending Enhancement and Regulatory Relief Act (CLEAR Act) of 2013 so important to community banks?

banking regulation and community banksCommunity banks are an integral component of our nation’s economy and of the recovery effort for individuals, communities, and the nation alike.  Community banks serve all ranges of populations and all types of businesses held in these areas, from rural to urban.  It has becomes extremely cumbersome for these community banks to sustain under the immense burden of regulatory, tax, and paperwork requirements handed down in the Dodd-Frank Act.  Community Banks simply do not have the manpower or monetary resources of bigger financial institutions, and these requirements weigh disproportionately heavy on community banks and their managements, pulling vital resources from attraction of more capital or provision of credit to customers.

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What Does the Future of Community Banking Look Like?

future of community banking

In early 2013, Federal Reserve Governor, Elizabeth A. Duke, gave a speech which detailed her observations and predictions for the community banking industry.  Most commonly defined as banks with under $1 billion in assets, community banks were most highly represented in our most recent graduating class.  In total, 60% of the 155 2013 GSBLSU graduates came from these local banks.

Of course, considering how many students come to GSBLSU from community banks, we found her speech to be of particular interest and, despite her recent resignation, felt that it was a good piece to share.  She gave her own experience as a community banker in the early 90s and compared that to the challenges that are being faced today.  In total, she reviewed three main points:

 

 

 

 

 

  • Community Bankers Are Being Heard – Over 2,000 comments, many from community banks, were received and will be considered before issuing final capital rules
  • Community Bank Research – This includes insight on determinants of community bank profitability and characteristics of thriving community bank.
  • Using Research to Shape Supervisory Guidance on Lending – This includes insight on residential mortgage lending, commercial real estate lending and small business lending.

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