GSBLSU 2016 Class Overview: Bank Regulatory Law

Posted by Don Woodland on Jul 28, 2016 10:49:45 AM

Bank_Regulatory_Law.jpegFrom freshmen to seniors, our GSBLSU students congregated on the Baton Rouge, LSU campus for a two week whirlwind of study during the 2016 session.  As usual, they found comradery, dynamic professors, and comprehensive class offerings.  Among the classes attended by our junior class was Bank Regulatory Law, led respectively by professors Patrick Long, Carl Chaney, John Heasley, and Robert Reynolds. 

As an institution that proudly hosts students from diverse banking backgrounds, GSBLSUrecognizes the need for those who may not occupy an executive suite to understand the fluid and dynamic marketplace that faces CEOs, CFOs, and senior vice presidents every single day.  Rather than simply knowing that changes are taking place above the ground floor, our students are learning why and gaining a higher-level perspective of the industry and decision making process.  Because, while those decisions may not be up to them, they weigh on the franchise at all levels.

Throughout the one week class, students will gain a greater understanding of current regulatory law, how strategic decisions are then made, and what the real world implications are for those at all levels within the industry.  Whether selling and buying a bank or remaining cognizant of cost of capital in their lending business, all banking professionals benefit from a thorough understanding of the regulatory environment.

Following the course, students will continue learning as they complete a home study problem consisting of 5 discussion essay questions to be researched and answered at their home banks.   In the end, students will walk away from Bank Regulatory Law with a more complete understanding of the greater, overall industry and how its parts impact not only their bank as a whole, but their own, unique position.

9 Important  Reasons To  Attend GSBLSU

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GSBLSU 2016 Class Overview: Banking Small Business

Posted by Don Woodland on Jul 22, 2016 11:13:18 AM

Monday through Thursday of the 2016 GSBLSU session, banking_and_small_business.jpegmany students found themselves seated in 152 Coates Hall.  The class was Banking Small Business, the professor was Mike Milan, and the intent was to introduce students to the intricacies that come with banking for small businesses.  With over 28 million small businesses nationwide, small business is, in fact, very big business, and one on which all banking professionals should have a strong grasp.

In his role as Senior Vice President of Business Development at Finagraph, Mike Milan helps small business owners make sense of the financial aspects of their business through the use of software and training.  He also has over 20 years of entrepreneurial experience, including many of his own business ventures.  In short, there are few more qualified to offer such detailed perspective on the relationships that lie between small businesses and their financial institutions.

Among the many takeaways that students can expect from this course, is a breakdown of personality profiles and how to morph your approach to each in order to solicit the best results.  Business owners want local delivery.  They want an institution that is reliable, trustworthy, and understanding of their own unique circumstances.  They also want someone with whom they can effectively communicate.  Personality profiles can be broken down into four main categories:

Driver – Drivers are task-oriented, competitive, fast-paced, and results-oriented.  These personalities need the bottom line up front.  They want their information to be brief but thorough, so they can make a decision as quickly as possible.

Expressive – Expressive personalities are the ones you gravitate to at parties.  They light up the room and can be friends with anyone.  But beware, expressives are poor with details and follow-through.

Amiable – Amiable individuals are timid.  Expect little information or even eye contact from them.  It can be exceptionally difficult to gain their trust but exceptionally rewarding when you finally do.

Analytical – Analytical personalities need to know as much information as you can give them.  Be prepared to offer ample facts and to answer many questions before the ultimate decision is made.

While the majority of all business owners fall into the driver and expressive categories, bankers and accountants are just the opposite.  Learning how to engage those with differing personality types means that banking professionals must be chameleons of sorts and is just a blip of what students can expect from this course in order to improve their small business banking acumen and relations.

Graduate School of Banking vs MBA

 

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Treasury Management: Is Technology Changing Your Business?

Posted by Anne Monk on Jun 22, 2016 3:18:34 PM

AdobeStock_98194269.jpegMark Krawczyk has spent 38 years on the non-bank side of treasury management, through which he has been a true customer of the industry. Serving on the faculty of LSU’s Graduate School of Banking for nearly twenty years,

Mark strives to provide every class with the intelligence and strategy to thrive in the modern banking world.

For the 2016 session, Mark has focused on how technology and apps are changing modern banking. Some of the topics addressed include:

  • “credit push” vs. “debit pull”
  • payment risks: systemic, credit, and fraud
  • payment clearing protocol
  • credit card systems
  • wire transfers
  • types of Fedwires
  • cash concentration methods
  • disbursement products

Mark employs his knowledge and experience to help his students build a framework of banking knowledge to better serve their customers in lending and treasury.

As a one-class student with very little knowledge of the banking sector, I found Professor Krawczyk’s lecture engaging, relevant, and relatable. I found myself jotting reminders--such as “check Roth IRA” and “diversify?”—alongside sketches of his many diagrams of modern banking practices. Having come of age in the era of cyber-banking, I walked away from Mark Krawczyk’s lecture with a new curiosity and fascination for the continued modernization of the banking system.

9 Important  Reasons To  Attend GSBLSU

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New GSBLSU Course for 2016 Session

Posted by Don Woodland on Nov 24, 2015 10:30:00 AM

Even though our students participate in over 70 hours of classroom work in their three years on campus, constant changes in the industry make it challenging to address frequently- changing issues that are important to the successful operation of a bank. While these issues may be very important they often do not justify the attention of a full five-day course.

 A new course will be introduced at the 2016 session entitled ”Current Banking Issues” which will identify and address new topics in banking that are not covered in other courses. This course will be headed by Jeff Szyperski, President of Chesapeake Bank and Bruce Whitehurst, President of the Virginia Bankers Association. Both Jeff and Bruce are heavily involved in working with legislators, regulators and others to promote the efficiency and well-being of the industry and bring to the school many years of practical experience.

The topics of the course will vary from year to year to recognize changes in the banking and financial environment. We have high expectations for this course.

 

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Enhancing the Learning Experience at GSB

Posted by Don Woodland on Nov 9, 2015 10:46:41 AM

GSBLSU 2016 course revisionsEnhancing the learning experience at the Graduate School of Banking at LSU does not always involve the introduction or elimination of courses from the curriculum but sometimes it is necessary to modify material covered in courses because industry and/or regulatory changes result in two or more courses addressing the same or similar issues although from different perspectives.

          It became apparent at the last session that the courses in Strategic Planning and Information Technology have many topics in common because regulations now require a bank’s strategic plan to include its technology plan.

          At the 2015 session, the leaders of the Strategic Planning and Information Technology courses visited each other’s classes and identified the areas overlapping, and this duplication will be eliminated at the next session in May 2016.  Both courses were very well received by the students last year, and we expect an even more positive response next year.

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